SaaS Pricing Models: Choosing the Right Structure

The pricing model you choose shapes customer behavior, revenue predictability, and your ability to expand accounts. Here's how to pick the right structure for your SaaS business. Working with a fractional CFO can help you model different pricing scenarios and their impact on growth.

Last Updated: January 2026|12 min read

Per-Seat Pricing

Charge a fixed amount per user per month. The most common SaaS pricing model, especially for collaboration and productivity tools. For a broader view of pricing approaches, see our complete pricing strategy guide.

How It Works

Formula: Monthly Revenue = Price per Seat × Number of Seats
Example: $10/user/month × 50 users = $500/month

Advantages

  • Simple to understand and sell
  • Predictable revenue for both sides
  • Natural expansion as teams grow
  • Easy to forecast and model

Disadvantages

  • Customers limit seat count
  • Seat sharing/gaming
  • Doesn't capture value from power users
  • Penalizes broad adoption

Best For

  • Collaboration tools where more users = more value (Slack, Notion)
  • Products where each user creates data/content
  • Teams where headcount growth correlates with value received

Per-Seat Variations

Consider tiered per-seat pricing (full users vs. viewers), volume discounts at scale, or minimum seat counts to prevent gaming.

Usage-Based Pricing

Charge based on consumption metrics: API calls, storage, transactions, events, or other usage indicators. Growing rapidly in modern SaaS.

Common Usage Metrics

MetricExample Companies
API callsTwilio, Stripe, OpenAI
Data/storageAWS S3, Snowflake
Events/recordsSegment, Mixpanel
TransactionsStripe, Plaid
Active contactsIntercom, Customer.io

Advantages

  • Aligns cost with value
  • Low barrier to entry
  • Scales with customer success
  • Drives high NRR

Disadvantages

  • Revenue volatility
  • Harder to forecast
  • Customer bill anxiety
  • Complex to communicate

Revenue Volatility Risk

Pure usage-based models can swing dramatically. Customer layoffs or seasonality directly hit your revenue. Consider committed minimums or platform fees to create a revenue floor. Many companies moving to enterprise pricing use hybrid approaches to stabilize revenue.

Flat-Rate Pricing

One price for everyone. Simple, transparent, and removes pricing as a variable in the sales process.

When Flat-Rate Works

Simple product: Limited feature set with clear value proposition
Homogeneous customers: Similar needs and similar value received
Brand positioning: Simplicity is part of your value (Basecamp)
PLG motion: Self-serve where pricing complexity hurts conversion

Flat-Rate Tradeoffs

Flat-rate pricing leaves money on the table from larger customers who would pay more. It also attracts small customers who may not be worth serving. The simplicity benefit must outweigh these costs.

Hybrid Models

Most mature SaaS companies use hybrid models that combine elements of multiple pricing approaches. The key is aligning price with customer value.

Common Hybrid Structures

Platform + Usage

Base platform fee plus usage charges. Provides revenue floor while capturing value from heavy users.

Seat + Features

Per-seat pricing with feature-gated tiers. Good/better/best packages at different price points.

Commit + Overage

Committed minimum usage with overage charges above. Predictability for both sides.

Free + Premium

Free tier with paid upgrades. See our guide on freemium vs free trial for when each works best.

Complexity vs. Optimization

Hybrid models can optimize revenue but add complexity. If your pricing page needs a calculator, you've probably gone too far. Balance optimization with customer experience.

Need Help Choosing a Pricing Model?

Eagle Rock CFO helps companies design pricing that drives growth.

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