What is Mosaic?

Mosaic targets mid-market companies—typically $20M–$200M in revenue—that already have an accounting team or controller in place but need help scaling their FP&A function. It's especially popular with venture-backed SaaS companies that need board reporting, investor updates, and scenario modeling on a regular cadence.

If you're a CEO running lean without a CFO, Mosaic alone won't fill that gap. The software makes existing finance leaders more efficient, but it doesn't replace strategic direction. The ideal customer has someone who can act on the insights Mosaic surfaces.

Mosaic focuses exclusively on FP&A workflows—it doesn't offer bookkeeping, tax, or controller services. Core capabilities include:

Financial Reporting Automation: Connects to NetSuite, QuickBooks, Xero, and other accounting systems to automatically pull and reconcile data into presentation-ready reports.

Scenario Planning & Modeling: Build driver-based models for revenue, expenses, and cash flow. Test assumptions quickly with sensitivity analysis.

Board Reporting: Generate board decks with automated charts, metrics, and commentary—updated in real-time from live accounting data.

Cash Flow Forecasting: Rolling 13-week and annual cash forecasts updated automatically as actuals flow in.

Budget vs. Actuals Tracking: Compare planned vs. realized performance with drill-down into variance drivers.

Mosaic pricing starts around $500/month for basic reporting features. Most mid-market companies land in the $1,000–$2,000/month range depending on the depth of modeling, number of users, and integrations required. Annual plans typically offer a discount.

There is no public pricing on the website—you'll need to book a demo and talk to sales. The lack of transparent pricing is a common complaint, especially for early-stage companies trying to budget.

Speed of Implementation: Mosaic connects to popular accounting platforms in hours, not weeks. Companies report being live with their first dashboard within a few days.

Board Reporting Automation: The single biggest time-saver. Finance teams routinely spend 10+ hours per board meeting building reports from scratch. Mosaic eliminates that entirely.

Scenario Modeling: The ability to stress-test revenue assumptions, model different growth rates, and see the downstream impact on cash is genuinely valuable for companies preparing for fundraises or periods of uncertainty.

Clean, Modern UX: The interface is significantly more approachable than legacy FP&A tools like Adaptive Insights or Pigment. Non-finance stakeholders can actually read the dashboards without a translator.

Customer Success Team: Users consistently praise the onboarding support and the availability of dedicated success managers at higher plan tiers.

Pricing Opacity: Not knowing the cost before talking to sales frustrates many founders and finance leaders. The starting price is reasonable, but enterprise-tier costs can escalate quickly.

Doesn't Replace a Finance Team: This is the core limitation Mosaic acknowledges itself. Dashboards show you the data; they don't tell you what to do about it. Companies without strategic finance leadership don't magically gain one by buying Mosaic.

Model Rigidity: Power users report that complex scenario modeling can become rigid. Once you build multi-level driver-based models, making structural changes feels clunky compared to a flexible spreadsheet.

Limited Accounting Functionality: Mosaic is not an accounting system. It assumes clean, reconciled data is flowing in from somewhere. If your bookkeeping is a mess, Mosaic will show you a beautiful mess.

Scale Limitations: The platform is designed for companies that have outgrown spreadsheets but haven't yet built a full FP&A org. At very large scale, teams often migrate to enterprise tools like Pigment or Anaplan.

Mosaic and Eagle Rock CFO address two different problems. Mosaic solves the reporting tool problem—making finance data visible and presentable. Eagle Rock CFO solves the finance leadership problem—having a dedicated team that owns the entire finance function and acts on the data.

With Mosaic, you still need someone who can interpret the dashboards, ask the right questions, and make strategic decisions. Eagle Rock provides that strategic layer: a dedicated CFO plus the outsourced accounting services, controller services, and treasury management infrastructure underneath. We use best-in-class tools too—including FP&A software—to power our analysis, but the difference is that you're working with a team, not a dashboard.

For companies that have Mosaic but still feel lost strategizing around their numbers, adding Eagle Rock's human finance team on top is a common pattern. The combination works well for companies that want both the software leverage and the strategic guidance.

See our outsourced controller services and accounting services for what that includes.