What is Till CFO?

Till CFO targets growth-stage companies with $10M or more in revenue, particularly those backed by private equity or venture capital. Their ideal customer is a CEO or founder who wants the depth of a full in-house finance department without the $550K+ annual cost of building one internally. Family offices and PE portfolio companies frequently appear in their client roster.

The model appeals most to operators who have already outgrown basic bookkeeping but need more than sporadic CFO advice. If you want a team that embeds daily in your operations—not just a senior individual who checks in periodically—Till CFO's structure is designed for that.

Till CFO's service catalog is broad and covers the full finance function. Core offerings include accounting and bookkeeping, bill pay and invoicing, treasury and cash flow management, budgeting and forecasting, and financial reporting. They also handle risk and compliance, tax preparation and audit support, M&A due diligence and valuation, FP&A modeling, month-end close, and cap table management.

What distinguishes Till CFO is the AI component—they staff each engagement with an AI engineer alongside the finance team. Their proprietary technology stack is meant to automate routine finance workflows, giving the human team more bandwidth for strategic analysis.

Till CFO operates on a subscription model and positions its pricing as a fraction of the $550,000+ annual cost of building an equivalent in-house finance department. They do not publicly disclose specific plan tiers or monthly rates on their website.

Given the team-based structure—CFO partner, Controller, Analyst, and AI engineer—prospective clients should expect pricing that reflects the breadth of coverage. For companies with complex needs (PE-backed, multiple entities, international operations), the investment will likely be at the higher end. Interested buyers need to schedule a discovery call for custom pricing.

The team-based model is Till CFO's most differentiated feature. Instead of one senior fractional CFO, you get four dedicated professionals with complementary skills. This means deeper coverage across accounting, analysis, and technology—which solo fractional arrangements typically cannot match.

Their AI-native positioning is a real differentiator for companies that want to automate routine finance work. The AI engineer on each team can build custom automations and integrations that generic fractional CFOs cannot.

The breadth of services—everything from bookkeeping to M&A support—means clients can often consolidate multiple vendor relationships into one.

Some prospective clients note that Till CFO's team structure can feel less personal than a boutique fractional arrangement. With multiple team members involved, there is a risk of fragmented communication if engagement management is not tight.

Pricing opacity is a frequent complaint. Without public pricing, buyers often need to invest time in a sales process before understanding whether the investment is realistic for their budget. For early-stage companies or businesses with simpler needs, the full-stack team may be over-specified.

Being a newer entrant with an AI-first pitch, Till CFO has less long-term client outcome data than some competitors who have been in business for a decade or more. References and case studies can be harder to validate independently.

Till CFO and Eagle Rock CFO share the idea of a full finance team rather than a solo advisor, but the execution differs meaningfully. Eagle Rock CFO provides a complete outsourced finance office—accounting, controller, treasury, and CFO/FP&A—all under one roof. Till CFO similarly covers these functions but adds an AI engineer and emphasizes proprietary tooling through our outsourced accounting services, controller services, and treasury management."

Eagle Rock CFO's positioning as a finance office (not just CFO services) means deeper integration across bookkeeping, financial statements, and strategic planning. The model is built around growing established businesses ($5M–$50M revenue) that need one provider for their entire finance function, not just CFO-level advice through our outsourced accounting services, controller services, and treasury management."

For companies that prioritize AI-driven automation and a tech-forward finance stack, Till CFO may have an edge. For businesses that want a proven, comprehensive finance office partner with established processes and client outcomes, Eagle Rock CFO's structure is purpose-built for that through our outsourced accounting services, controller services, and treasury management."

See our outsourced controller services and accounting services for what that includes.