DTC Wealth Pricing

What to expect from this financial advisory firm and how their services compare to traditional fractional CFOs.

Key Takeaways

  • •DTC Wealth offers business advisory at $2,000-$5,000/month
  • •Personal wealth management priced as 0.5%-1.5% of AUM annually
  • •Integrated approach combining personal and business finances
  • •Ideal for founders planning liquidity events or exits
  • •Provides both CFO-level business guidance and wealth management
  • •Best suited for entrepreneurs with significant personal assets

DTC Wealth is a financial advisory firm that provides services ranging from wealth management to business financial consulting. While primarily focused on personal wealth, they also offer business advisory services that can include elements of CFO-level guidance for entrepreneurs and business owners.

For business owners who also need personal wealth management, working with a firm like DTC Wealth can provide both personal and business financial guidance. This integrated approach is particularly attractive to founders who want their business and personal finances aligned, especially those planning for liquidity events or exits.

Based on available data and industry positioning, DTC Wealth's business advisory services typically range from $2,000 to $5,000 per month , depending on the scope of engagement and services required. Personal wealth management services are typically priced as a percentage of assets under management (AUM), ranging from 0.5% to 1.5% annually.

Integrated Financial Planning

For founders approaching exits, having both business and personal financial guidance from one firm can ensure tax-efficient planning and coordinated wealth management strategies.

How DTC Wealth Pricing Works

DTC Wealth typically offers these service models:

Wealth Management (AUM-Based) Personal wealth management services typically priced as a percentage of assets under management.

Typical range: 0.5% - 1.5% of AUM annually

Monthly retainer for business financial guidance and CFO-level advisory.

Typical range: $2,000 - $5,000 per month

Specific business consulting engagements for defined deliverables.

Typical range: $3,000 - $15,000+ depending on scope

What DTC Wealth Offers

DTC Wealth differentiates itself by combining personal wealth management with business advisory services.

Their business advisory services provide CFO-level guidance for companies typically in the $2M-$20M revenue range. This includes financial modeling, strategic planning, and periodic executive financial check-ins.

Personal wealth management includes investment management, retirement planning, tax optimization, and estate planning. The integrated approach ensures personal financial decisions consider business implications.

Founder liquidity event planning is a specialty. When you are preparing to sell your company, they help structure the exit for maximum tax efficiency and coordinate your personal financial transition.

Their network of professionals includes attorneys, accountants, and other specialists who can be engaged as needed for complex situations.

Key Takeaways

  • •Integrated business advisory and personal wealth management
  • •Business advisory ranges $2,000-$5,000/month
  • •Personal wealth management typically 0.5%-1.5% of AUM annually
  • •Ideal for founders planning liquidity events or business sales
  • •Holistic approach coordinates tax-efficient planning across business and personal finances

DTC Wealth Pros and Cons

Understanding the trade-offs of integrated wealth and business advisory.

Key Advantages of DTC Wealth

Integrated financial planning coordinates your business and personal finances. This holistic approach ensures tax-efficient strategies across both domains, particularly valuable during liquidity events.

Established relationships with professional networks including attorneys, accountants, and investment specialists. You get coordinated expertise rather than disconnected advisors.

Founder-focused approach understands the unique situations entrepreneurs face. They specialize in helping business owners navigate the financial complexities of building and selling companies.

Important Considerations

Business advisory depth may not match dedicated fractional CFOs. If your primary need is deep strategic finance work, DTC Wealth may supplement rather than replace specialized CFO services.

Wealth management focus means less startup-specific expertise. Their model is better suited for profitable, established businesses than early-stage startups with fundraising needs.

AUM-based pricing for wealth management can become expensive as your assets grow. Understand the total fee structure before committing to the full service.

Eagle Rock CFO Pricing

For comparison, here's what Eagle Rock CFO offers. Our pricing is transparent and designed for seed to Series A startups:

Monthly reporting, dashboards, KPI tracking, and AI-powered insights.

Full CFO partnership including strategy, board decks, and fundraising.

Full partnership with board attendance and M&A support.

Our pricing includes CFO expertise from Harvard MBA founders who've scaled companies to $100M+, top-tier PE experience, and AI-powered analytics. No hidden fees or surprise costs.

Integrated vs. Separate Financial Advisory

Deciding between integrated and separate advisors involves trade-offs:

Coordination improves with integrated advisory. When one firm manages both business and personal finances, tax planning and wealth building work together.

Expertise depth may suffer. Specialists who focus exclusively on wealth management or business advisory develop deeper expertise than generalists.

Conflict of interest considerations arise when one firm advises on both sides of a transaction. Separate advisors may provide more independent recommendations.

Cost transparency varies. Bundled services can simplify billing but make it harder to evaluate whether you are getting fair pricing for each component.

Key Takeaways

  • •DTC Wealth offers business advisory at $2,000-$5,000/month
  • •Personal wealth management priced as 0.5%-1.5% of AUM annually
  • •Integrated approach combining personal and business finances
  • •Ideal for founders planning liquidity events or exits
  • •Provides both CFO-level business guidance and wealth management
  • •Best suited for entrepreneurs with significant personal assets

Frequently Asked Questions

Is DTC Wealth a replacement for a fractional CFO?

DTC Wealth focuses on wealth management with some business advisory. For dedicated CFO-level strategic work, you may still need a separate fractional CFO service.

What is the typical cost for business advisory services?

Business advisory services range from $2,000-$5,000/month depending on scope. Wealth management is额外 0.5%-1.5% of assets under management annually.

Who is DTC Wealth best suited for?

Founders and business owners with significant personal assets who want integrated business and personal financial planning, especially those planning exits.

Do they provide startup-focused CFO services?

Their business services are more advisory than dedicated startup CFO work. For fundraising or scaling finance needs, a specialized fractional CFO may be better.

How does the integrated approach benefit business owners?

Coordinating business and personal finances ensures tax-efficient planning, especially around liquidity events, and provides holistic wealth building.

What is the minimum asset level for DTC Wealth services?

While specific minimums vary, DTC Wealth typically works with founders who have significant personal assets beyond their primary business interest.

Can DTC Wealth help with business sale preparation?

Yes, they specialize in helping founders prepare for and navigate liquidity events, including sale preparation, tax structuring, and post-sale wealth management.

Questions to Ask Before Hiring

Before engaging DTC Wealth or any advisory firm, ask these questions:

Get Your Custom Pricing Quote

Related Resources

Everything you need to know about costs

DTC Wealth Direct Client Focus

DTC Wealth provides fractional CFO services focused specifically on direct-to-consumer businesses operating in e-commerce, subscription, and digital product spaces. Their specialization reflects the distinct financial dynamics that DTC companies face, including customer acquisition costs, lifetime value considerations, and the capital-intensive growth patterns common to consumer-focused businesses. DTC Wealth consultants bring direct experience with the business models, metrics, and challenges that DTC companies encounter, providing guidance informed by practical exposure to these dynamics rather than theoretical understanding.

DTC Metrics and Analysis Framework

DTC companies measure success differently than traditional businesses, focusing on metrics like customer acquisition cost, lifetime value, churn rates, and contribution margin that require specialized analysis frameworks. DTC Wealth brings expertise in these consumer business metrics, helping clients understand unit economics clearly and make decisions based on accurate profitability analysis. This metric sophistication extends to building financial models that capture the dynamics of recurring revenue, subscription billing, and repeat purchase patterns that characterize DTC businesses. The specialized analysis frameworks enable better decisions about pricing, marketing spend, and product development.

Growth Capital and Scaling Strategy

DTC businesses typically require significant capital to fund customer acquisition and inventory investment during growth phases, making capital management a critical success factor. DTC Wealth helps clients navigate growth capital options including venture debt, revenue-based financing, and equity rounds, advising on optimal capital structure given their specific situation and growth trajectory. The consultants have experience helping DTC companies raise financing and manage investor relationships, providing valuable guidance through fundraising processes. This capital markets expertise distinguishes DTC Wealth from generalist fractional CFO services.

This article is part of our What $3K–$15K/Month Gets You From a Fractional CFO — And How to Know If You're Getting It guide.