Your agency isn't broke.
Your cash timing is.
Most $3–$10M agencies are profitable on paper but constantly short on cash due to billing delays and payroll timing.
What We Do
We turn your contracts, billing terms, and expenses into a 13-week forward cash model so you can see cash shortfalls weeks before they happen.
No more guessing. No more payroll panic. No more credit line draws.
What This Looks Like
Before
Surprise
Scrambling bi-weekly. Cash shortfall 3 days before payday. Credit line draws at 12%+ interest.
After
+13 Weeks
See shortfalls 6-10 weeks ahead. No more credit line. No more surprise payroll scrambles.
The Agency Cash Trap
You land a $120K annual retainer. Great. But billing is monthly, paid NET 45. That's $10K hitting your account in month 1, but the remaining $110K is spread across months 2–12.
Meanwhile, payroll hits every two weeks. Your team is world-class. Your cash visibility is not.
The result: profitable agencies constantly scrambling to make payroll, not because they lack revenue, but because they lack timing.
How It Works
Pull your contracts + billing schedules
Active contracts, retainer terms, project milestones — we map every expected cash-in date.
Map payroll + fixed costs
Contractor rates, salaries, rent, software — everything that hits your bank account.
Build 13-week rolling forecast
Green weeks (cash positive) and red weeks (cash negative) — updated every week with actuals.
Who This Is For
- Marketing, creative, or digital agencies at $3M–$10M revenue
- Strong client roster, but inconsistent cash timing
- No full-time finance head — founder handles money manually
Who This Is NOT For
Agencies that already have a CFO or finance lead running weekly cash forecasts. Agencies at sub-$2M revenue (you're likely too early for this level of sophistication — focus on landing more retainers first). Agencies with serious solvency issues (this is a forecasting fix, not a rescue play).
About Eagle Rock CFO
We're former operators who've run companies at scale. Bain Capital. PE-backed businesses. We've sat in the room where capital allocation decisions get made. We combine fractional CFO expertise with AI-powered financial operations to deliver the finance function of a company twice your size — at a fraction of the cost.
See your cash position 13 weeks out
Book a 15-minute finance review. No obligation.
Book 15-Minute Finance Review